Being sued by a debt collector can be very intimidating. If you are being sued, never let a default judgment be entered. You have nothing to lose by disputing the validity of the judgment or even settling it out of court to avoid that nasty record landing on your credit …

As Pink Floyd said, “Money, it’s a gas. Grab that cash with both hands.” This is exactly what the credit card companies want the younger generation to do – grab it and use it. What most students often forget is that “buy now” still means “pay” whether that is now …

Credit card accounts are just so useful that it is easy to become addicted to using them. With a credit card in your pocket you have instant access to money up to your credit limit, the problem is that it is borrowed money and you will have to pay high …