Fair Debt Collection Practices Act (FDCPA) The FDCPA is the consumer protection act designed to prohibit abusive practices by debt collectors. The FDCPA specifically defines a collector as any person that collects debts owed to others, and may include attorneys that collect debts on a regular basis. Note that the …

If you have less than perfect credit and are thinking that you may not qualify for a mortgage, car loan or credit card, think again. Rather than listen to what friends and family may be telling you, find out for yourself what your true circumstances are. Start by getting a …

Here are two important questions for credit card consumers: How many credit cards do you have? Do you need all of them? Many consumers carry several credit cards with them on a daily basis, but use only a few over any given period of time. For many people, two or …