Many of you are past the point of negotiation with your creditors and are in a situation where your phone is ringing daily, mail (sometimes certified) comes to your home and or office and you may have even been served with a lawsuit. There are several things you can do …

Dont know stocks from bonds? Not sure how mutual funds compare to ETFs? Money can be confusing, but you cant afford to stay confused. When in doubt many people turn to a professional advisor. There is certainly no shortage of people willing to tell you what to do with your …

Stand-alone Pension Term Assurance (PTA) is term assurance which uses the rules for pension schemes to provide life cover. You do not have to pay any pension contributions and you can just take out life assurance cover. But, following an announcement by the Chancellor in December 2006, you may not …