Sailing is a wonderful hobby. Those who have ever been sailing know that getting from point A to point B can be a challenge. There are many things to be considered. Wind speed and wind direction are two of the main concerns. One can begin sailing from point A toward …

Most of us have been misled about personal finance over the years. To become financially independent, you need to relearn how to manage your money and manage your debt. I want to show you how to implement a proven and efficient technique that will put to work the money you …

The American population is apparently made up of only two kinds of people…savers and spenders. They marry each other. Disagreements over money and debt management are one of the leading causes of divorce in this country. A family can’t exist as a dictatorship, but financial management by committee won’t work, …