Location spread: Ramsdens is based in Middlesbrough and most of its stores are in the North of England The group benefits from weak competition too, as peers have been hit by payday loan problems and other issues. Ramsdens only lends money against pawn items and 85 per cent of customers …

Tracker and index funds offer simple low cost investing, where you ditch the costs and risks of trying to beat the market and follow it instead. They are ideal for those who want to invest but don’t want the hassle of picking shares and want to avoid the often hefty …

America’s Faang stocks – Facebook, Apple, Amazon, Netflix and Google’s parent Alphabet – have truly bitten investors over the past few weeks. While the tech giants may have been some of the biggest contributors to US stock markets for the last decade, raking in huge returns for savers, their star …