home loan finance blog
I have been researching credit cards for quite some time now.I find it is always good to search and compare the different types of cards available. Below is some of my research for 3 different types of credit cards.
American Express
Gold card;gives you access to many entertainment events,while earning rewards points for traveling.
American express gold card has a 12.99% interest rate, and 55 days interest free,the minimum
income for the gold card is $40,000 p.a.You can get a cash advance both in Australia and worldwide.
You can also get up to $50,000 in credit in the first year of owning the card there is no annual card fee
after that its $70 a year.But if you spend more than $18,000 in 1 year there is no fee!.
Citibank
Platinum card;One of the most popular cards on the market today! there is no annual fee in the first year but after that there is a small fee.The interest rate for this card is 6.9%.p.a.but it has a huge credit limit of up to $100,000 including a rewards program to reward all owners of the card.The credit limit of $100,000 is one of the reasons this card is so popular.Also avaliable with this card is free travel
insurance all round the world.
HSBC
Low rate credit card;No annual fee for the first year,then only $39.00.p.a then after,hsbc credit card
has easy credit card processing with 55 days interest free.You will also be avaliable to get the hsbc credit card home and away privilege program,which you can get rewards in over 40 different countries
worldwide.With over 800,000 atms worldwide to choose from and 22 million hsbc visa merchants
in the world.