Credit

Everyone faces financial emergencies from time to time. What you do about them is often the difference between disaster and weathering the storm. A financial emergency is any situation that has the potential to leave you homeless or without an essential property or service. A potential eviction, the threat of …

In my work I speak to many people that have unrealistic, almost grandiose, ideas about repairing their credit. My response to the person whose expectations exceed the limits of the possible is to send them to someone else. One of the factors contributing to damaged credit in the first instance …

Being sued by a debt collector can be very intimidating. If you are being sued, never let a default judgment be entered. You have nothing to lose by disputing the validity of the judgment or even settling it out of court to avoid that nasty record landing on your credit …