Personal Finance

Britons are taking a rose-tinted view of their financial future, it has been suggested. In a study carried out by Aegon, some 22 million adults are currently at risk of being in poverty when they look to retire. Meanwhile, 9.6 million respondents do have a long-term savings or pension scheme …

If you already have some sort of IRA or 401K account through work or one managed after retirement, please read this. It is not the only option for retirement investing. First, the manager charges you a fee. Second, they most likely have it invested in stocks, bonds, or annuities. Third, …