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The highest inflation rate for more than five years – at 3 per cent – is turning another screw on already squeezed family budgets. With average pay rises at just 2.2 per cent it means householder spending power is falling behind. The pressure will mount further on living standards if …

When investing it often pays to do the opposite of what others are doing. Of course, there are some caveats to this. Most investors will tell you they are a contrarian – and they can’t all be. Meanwhile, adopting a strategy of just buying all the rubbish others are selling …

Do you invest? The fact that you are reading This is Money greatly increases the chance that you do. What’s less likely is that you have an investment plan. And by that I mean a clearly defined plan of what you are investing for and how you plan to do …