home loan finance blog

Every year thousands of lottery winners convert their future lottery payments into present money. The value of your future lottery payments will considerably depreciate over the traditional payoff schedule of 20-25 years. Often, recipients of lottery payments receive less than the amount offered by state lotteries. The calculation of present …

When we start being referred to as a senior citizen, we cringe at the thought of not having steady income. Of course there are perks to retired life including vacations, sleeping in, and not having to answer to anyone else. Yet with so many perks comes a stressful fear that …

A reputable, qualified buyer of structured settlement payments can offer you top dollar for your annuity. Taking several factors into account, he or she will come up with a fair value for your settlement, often referred to as a “note”. You can then decide which of several options works best …