home loan finance blog

Lots of people out there, especially the average Joes, dont think twice about estate planning because they arent worth that much anyway. However, everyone, and that includes Average Joes, should know a little something about estate planning. Keep in mind, however, the basics of estate planning are things you can …

For some people, a Charitable Gift Annuity (CGA) is a convenient way to donate funds to an educational, religious or other charitable organization. A Charitable Gift Annuity works very similar to other annuities you might purchase through your insurance company, but in this case you will receive an annuity payment …

Do you have a jumbo IRA or pension plan? In the next 2 minutes you will learn how to increase your spendable income while you live and keep it from being taxed as much as 75% after you die! Just think, you can reduce the estate tax by using an …