home loan finance blog

Commonly referred to as a CD, a Certificate of Deposit can be used as a short or long term investment. Domestic banks offer FDIC (Federal Deposit Insurance Corporation) insured Certificates of Deposit with higher rates of return than other investment options. The bank retains money for a specified period of …

Confused about living trusts? If so, you are not alone. A living trust is a legal entity normally created to hold assets in your lifetime and distribute them after your death. [A living trust has nothing to do with a living will. A living will is a document that states …

Inheritance Tax is a subject which most people think of very infrequently if at all. The attitude is normally that it wont apply to me its just something for rich people to worry about or that Ill be dead so it wont worry me anyway. The fact is people dont …