home loan finance blog

There aren’t many people who can get a car without getting a loan. It’s a big chunk of money to get even a small car, especially if you’re buying new. This means that being ready for your car loan application is important. Of course, dealerships are always happy to talk …

Your credit report is a compilation of your credit and financial history prepared by one the three primary credit rating agencies known as Equifax, Equerian and Trans Union. A credit report typically includes facts about your identity, your residential status and address, where you work, your habits of paying bills, …

Fair Debt Collection Practices Act (FDCPA) The FDCPA is the consumer protection act designed to prohibit abusive practices by debt collectors. The FDCPA specifically defines a collector as any person that collects debts owed to others, and may include attorneys that collect debts on a regular basis. Note that the …