home loan finance blog

If you have less than perfect credit and are thinking that you may not qualify for a mortgage, car loan or credit card, think again. Rather than listen to what friends and family may be telling you, find out for yourself what your true circumstances are. Start by getting a …

Here are two important questions for credit card consumers: How many credit cards do you have? Do you need all of them? Many consumers carry several credit cards with them on a daily basis, but use only a few over any given period of time. For many people, two or …

Citibank has been around for nearly thirty years as a marketer of credit cards. The company came in when two credit card companies were already dominating the market and, through their aggressive consumer marketing campaigns, rose to the leader of a trillion dollar industry. So how did they do it? …