home loan finance blog

Throughout the United States, bankruptcy laws are made the same by the federal government and are taken care of by the US Bankruptcy Courts. Yearly, over one million people file for bankruptcy. This figure consists of individuals who file chapters 13 and 7. Individuals also may qualify for chapter 12 …

Bankruptcy should be considered a last resort option, and many people who have filed for bankruptcy say in retrospect that they wished they had more thoroughly investigated options other than bankruptcy at the time that they filed. But whether it was in retrospect or the fact that you did not …

How will it impact my spouse if I file for bankruptcy? If I file for bankruptcy will my husbands credit rating suffer? If I file for bankruptcy will my creditors still come after my wife? These are among many of the most common questions I encounter when meeting with people …